67. Renegotiate financial agreements as your circumstances change. Changing paychecks, changing personal and family needs, and changing priorities all call for renegotiation.
68. Consider having his, hers, and ours accounts, and decide which expenses will be paid from which account. Most people feel happier and more empowered when they don’t need to account to anyone else about their personal spending.
69. Create shared financial goals. Be sure you discuss and agree on priorities. If one of you thinks your savings are for a great vacation and the other expects to use them to invest for financial independence, you are headed for trouble.
70. Consult a financial advisor if your financial situation is complex, especially if one of you has substantially more resources than the other or if you are creating a blended family. Professional advice can help resolve money anxieties.
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