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Author Insight
Dreams Into Dollars! Your Money, Your Way!
Who is your financial advisor? It might be mom and dad. My parents taught me to save my money for big purchases. That was useful, but it didn’t let me spend money on fun things which is also important. They shared absolutely nothing about growing money by investing. Maybe it’s someone at work. The consultant who set up our first business told us to open retirement accounts and regularly add to them. That worked too. Maybe you have a 401k account, and like us, have no idea whether the investments in it are right for you. A financial workshop advised me to regularly put some money into an interest-bearing account and spend the interest for fun activities. I did and the account kept growing. Maybe it’s a book or website. I read a book on investing, got excited, did research and found a highly rated mutual fund to replace the savings account. I spent the dividends. Do you follow random advice? We tried that too and lost money in real estate investments we didn’t understand. Do you have a registered financial advisor? The accountant for our business referred us to one many years ago, and thanks to following his advice, we no longer must work for our money—it works for us. Decide if the financial advisor you are using now is the one you need, and if not, find the one who will help you reach your goals. Reading “Embrace Prosperity” will help figure it out. Start now.
Book Excerpt
Embrace Prosperity
Releasing your energy from old, limiting beliefs and experiences about money does not mean you will automatically have a successful financial life. These beliefs and experiences have probably interfered with your interest in and ability to acquire the information you need to reach your financial goals.
If you already have information about managing your finances and creating wealth, but blocked energy has kept you from using it, go ahead and use what you already know—and stay open to acquiring new information. If you have missed this information in the past, for whatever reason, it’s now time to learn about managing your financial life.
Neither of us are financial professionals, so please consider this chapter a beginning. Rather than offering you financial advice, we will suggest avenues of learning we have traveled and share some of our experiences along the way.
Nearly boundless resources for acquiring information surround you. Choosing which will be most useful to you may seem overwhelming. We’ll point you to those that have been most helpful to us. However, our advice is no substitute for finding competent professional advisors when you are ready for them. We will offer you some guidelines about doing that as well.
Recognizing Potential Problems
It’s easy to fall into money traps and much harder to get out of them.
Jeremy fell into the student loan trap. His parents were not able to help him pay his college
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