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Author Insight
Happy Financial Independence Day
What do the words financial independence mean to you? Have you even heard of the concept? Financial independence means having enough money coming in on a regular basis to cover your living expenses without having to perform work to get that money. One way to get there is to make a habit of investing some of, rather than spending all the money you earn. It’s easier to do if you know why you’re doing it. (My parents told me to save my money, but they didn’t tell me why.) Some people talk about retiring in their 40s as a goal. That doesn’t necessarily mean retiring and stopping working, period. For many it means leaving the well-paying job they don’t like so that they can spend time doing something they love or making the world a better place. When you know how you want to spend your time when you no longer need to work for your money, then you’re saving and investing to achieve that goal. If you listen to the voices in your head that repeat beliefs that that tell you this is impossible, it will be very hard to do. We’ve written this book to help you discover what’s most important to you and to identify and release those voices. It’s easier than you think. Start now.
Book Excerpt
Embrace Prosperity
Laurie: I learned to save things from my own parents. Too much is uncomfortable—it makes it hard to find things when I want them. Shopping—buying more stuff at bargain prices—was a highly regarded skill in my family.
When I realized what I was doing, I devised the “How Much Is Enough” exercise that I used daily for many months to help me relearn how much is enough for me.
Practicing Abundance
Here are two different activities to help you find what is just right for you.
How Much is Enough?
Possible areas for exploration are listed below in no particular order:
food, money, clothes, travel, contact with friends, study, writing, impact on others, email, fitness, exercise, hiking, grand mothering, clearing space, contemplation, giving/sharing, client contact, control, newspaper reading, shopping, email, novels, magazines, cooking, working, vacations, sex, alcohol, excitement, calmness, coffee, jewelry, sports equipment, screen time, cars, house, Xmas gifts, telephone time love,, movies, drugs, medication, professional/activity, feelings, guilt, anger, suffering, agonizing, activities with children, eating out, watching TV, etc.
Fill in the blank with your choice of one of those topics.
What is just enough_________for me?
Getting just enough for you leads to relaxation, satisfaction and happiness. Use this form to help you to think about what is just right for you.
Choose today’s topic from our list, or create your own topic and start exploring the question: What is enough (space, money, eating out…etc.) for me right now?
How Much Is Enough?
Today’s Topic: Enough _________________
Today’s Date _____________
1. Why is it useful or important for me to think about this topic now?
2. How do I know when I have too much of this?
3. How do I know when I don’t have enough of this?
4. What does my culture define as too much or not enough of this?
5. What did my family say about too much or not enough of this when I was a child? Now?
6. What did my family do about too much or not enough of this when I was a child? Now?
7. What was it like when I had just enough of this? Describe it. Or, if you have never experienced just enough of this, what do you imagine it would be like?
8. What does (or would) just enough of this look/feel like for me, now?
9. What action, if any, will I take to create just enough of this in my life? When?
You can use this exercise as often as you like for as long as you find it useful. We suggest that you use it daily for at least a week. Then decide whether to continue.
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