How Not To Tear Your Family Apart

“For me, it’s pretty easy to distinguish between terminal illness and critical illness,” Erik says. “My understanding is that while both terms refer to serious medical conditions, the basic difference is that a critical illness refers to a specified serious injury, illness, or medical episode.” Erik’s somber tone indicates he has firsthand knowledge. “My friend Pete’s mom became critically ill. She had a stroke that resulted in a permanent neurological deficit, meaning that even after good medical treatment, she can’t manage on her own. Pete and his dad had to organize ongoing care. He said they were relieved that at least it wasn’t a terminal illness diagnosis, which would have meant that his mom’s illness would lead to death, likely within six to twenty-four months.”

“I remember being very shocked by his mom’s sudden illness,” Jodi adds. “It came out of nowhere. She always seemed like such a healthy person. We used to go to the same gym. Hopefully, they have extended or long-term care insurance to help with the ongoing medical and care bills.”

Looking at everyone’s concerned expressions, Jackson mutters, “Well, you just never know. I am grateful that we don’t have that kind of sad reality kicking us into gear. While there is no easy way to emotionally handle that sort of thing, it does speak to how much easier arranging ongoing care is if you prepare in advance for an unexpected event!”