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Carroll S Golden
a book bubble about
How Not To Tear Your Family Apart
Parenting & Relationships
Author Insight
"Wisdom is organized life."
Science is organized knowledge. Wisdom is organized life. William Durant, author of this statement, had an uncanny ability to synthesized complex philosophy concepts and historical events into digestible narratives. The science behind the aging process is complex and very personal. Do we use the wisdom we gain from available science and knowledge to better organize, prepare, and stack the deck for more positive outcomes as we age ? In our story of the Jones family, we see that they narrowly escape having Jodi’s life overtaken by caring for her aging parents. Based on the realities that come with her parents aging and care needs, she works with family members to create a suitable plan for her parents to age in their own home. Jodi, all the wiser from the experience, suggests that she and her husband consider a “redo” for themselves. She doesn’t want her children caught in the ‘sandwich generation’ syndrome. She has learned that using Three Simple Steps will lead to a plan that looks at available planning options which work in tandem with their current financial life. Getting their future care lives organized now will be especially effective in helping to create a financially stable future for her, her husband, Jackson, and by extension, her generational family.
Book Excerpt
How Not To Tear Your Family Apart
Generational Implications Create a Redo
Jodi is motivated to pay it forward. “Hey, honey, take a look at this.”
Jackson leans over and looks at Jodi’s iPad. “What am I seeing?”
“Look at his chart; it shows that according to estimates from the US Census Bureau, millennials have surpassed baby boomers as the nation’s largest living adult generation.”
“Really? We have been displaced!” Jackson jokes, but he clearly isn’t sure where Jodi is going with this conversation.
“Millennials will be between ages twenty-five and forty in 2021, and GenXers will be ages forty-one to fifty-six. In 2019, millennials numbered 72.1 million and GenXers are projected to pass baby boomers in population by 2028.”43
“Interesting.”
Puzzled that Jackson isn’t making the connection, Jodi clarifies by saying, “My point is, as we age, like our parents, we may need help. That means our children get caught in the sandwich generation. Meaning we should probably look at what options are out there for us. I suggest a redo.”
“A redo?”
“Of the three simple steps.”
“Oh, yes, of course, I should have thought of that.”
“We are in pretty good health, we are financially making good progress with our investments and savings, the kids are busy with their lives, and we are aware that extended health-care resources are not abundant. Why risk blowing up everyone’s lifestyle and career paths if we can plan and take that risk off the table?”
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