"Carroll weaves her vast experience in long term care insurance and personal insights into the MUST-READ book! It is jam-packed with helpful information families and professionals need to know in order to make informed decisions about aging planning."—Annalee Kruger, President of Care Right Inc., and author of The Invisible Patient: The Emotional, Financial, and Physical Toll on Family Caregivers
Who’s going to be the physical, emotional, and financial caregiver in your family (no matter how you define family)? Few of us understand or are prepared for the breadth of lifestyle implications that come with that role. On the flip side, what if it’s you that needs care?
Meet the Jones family, a multigenerational example of how it all works in the real world. Follow Jodi and her family as they suddenly must deal with her parent’s extended care needs. Tension, guilt, and a lack of information start to impact Jodi’s health, happiness, job and family, relationships. Follow along as this multigenerational family uses my three-step process to create a Care Guide, a Care Squad, and a Care Planning Team. Learn how to establish a framework to start and continue conversations, minimize tension, and gain an overview of several planning options to fit almost any budget so you’re ready for tomorrow.
Carroll S. Golden, CLU, ChFC, FLMI, CASL, LACP, LTCP, CLTC, is an executive, author, and pubic speaker whose focus is working with agents/advisors and caregivers about opening family discussions and planning for extended care needs. Currently, she serves as the Executive Director of the National Association of Insurance and Financial Advisors (NAIFA) Specialty Centers. She is dedicated to helping professionals and families create and fund a plan for extended care by providing actionable information, guidance, effective strategies, expertise, and resources. Following Carroll’s text-book for professionals, “How Not To Tear Your Family Apart,” her second book, an Amazon #1 Best Seller story-book, “How Not To Pull Your Family Apart” encourages individuals and families to identify with the story’s characters, overcome the silence, and engage in these important discussions. Carroll can be reached at carroll@thecaringconversation.com
A recent report published in the Alzheimer’s & Dementia Journal indicates that researchers at Cambridge Public Health aren’t sure if Alzheimer’s disease drugs targeting amyloid protein will have a large-scale effect on reducing the disease. Trial participants represent less than 8% of people with early Alzheimer’s disease and were up to 10 to 15 years younger than those typically presenting with early symptoms and those with other conditions that could have contributed to symptoms. The authors wrote, “At a health system level, roll out of treatment even for only narrowly defined patient groups will involve considerable resources including personnel and profound opportunity costs. This will be extremely challenging for even the best-funded healthcare systems.” Despite the challenges, Alzheimer’s is a growing concern for many people, advisors, well, everyone. We hope and need the research to continue!
Book Excerpt
How Not To Pull Your Family Apart
My in-laws had a history of both Alzheimer’s disease and longevity in their gene pools. While advances in medicine and science have had a positive effect on longevity, diseases of the brain, unfortunately, have seen only marginal improvements. My husband’s father suffered from Alzheimer’s disease. Alzheimer’s disease is the most common form of dementia. It causes problems with memory, thinking, and behavior. To varying degrees, he lost his ability to respond to his environment, remain in control of his movements, or carry on a conversation. The gene for Alzheimer’s disease can be inherited. This scary thought exacerbated the difficulty of planning and made family conversations uncomfortable. Unspoken issues can be a communication stopper. We had to focus on options, including the possibility of the disease being passed on.
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