“The smallest deed is better than the grandest intention.”
The CPT recognized that government welfare and insurance options were not suitable and/or viable for the grandparents. Instead, the CPT discovered a combination of options that would work. They engaged specialists to examine, in detail, Medicare plan benefits, veteran benefits, and the grandparent’s home as a funding source that would allow them to age-in-place.
Jodi is no longer caught in reverse generational responsibilities, where she becomes the parent and her parents become the children. An incredible burden has been lifted. Everyone feels more stable, more hopeful, and more settled with a workable plan in place. The CPT—particularly Grandpa James and Jodi—avoided generational stress, discord, caregiver burnout, and financial hardship by engaging at various levels and at various times in my three steps. They created a tailored generational family plan. The exercise left Jodi wondering if there were additional options available for her if she also lives a long life and eventually needs care like her parents.
Like the Jones family, your family should personalize the three steps to start the conversation, understand family dynamics, become educated, and engage with professionals to secure a plan. The three steps lead families to a healthier, more financially secure, and peaceful place.
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