On the other hand, my mother-in-law came from a family with a history of longevity, with relatives living well into their late nineties.
What is true for so many families was true for them. No one was comfortable starting the conversation. No one knew what to say or how to engage in an open dialogue. No one wanted to make our family’s maturing members feel bad because of their potential care needs or feel like they were being punished for living a long life. No one wanted them to feel like they were being managed or handled. Maybe no one felt like they had the know-how to even find a suitable advisor or specialist. Or maybe they googled long-term care and became overwhelmed by everything that needed to be considered. No matter what caused the hesitation, it had a huge and very negative impact on my new family’s finances and emotional cohesiveness. Discourse and disagreements about planning led to no planning. Later, when my mother-in-law needed care, the family could not agree on anything. The smallest decision led to awkward silences or nasty commentary.
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